Get free checking, get $50

Offer ends 12/31/18
Woman in orange coat looking at mobile phone with Get free checking, get $50 text

Hey, who likes free money? (Um… everybody!)

Speaking of which, we think everybody should have one of our awesome checking accounts! To make it happen, we’ll give you $50* for simply opening a new checking account with direct deposit or online banking with eStatements. And never fear! We make switching direct deposits (and automatic payments) to your new account easy-peasy with ClickSWITCH!

To get in on the free moola, check out the details below. If you still have questions, contact us at (319) 892-7300 or hello@linnareacu.org, or ask us about it the next time you visit one of our branches.


For non-members

If you’re not currently a member, you can join our family and open a checking account online, all at the same time! Be sure to enter promo code 50FORME on the application. You may also stop in at any of our branches, and we’ll get you set up! (We’ll even personally help you switch direct deposits and automatic payments to your new account with ClickSWITCH!) Be sure to mention promo code 50FORME (Fifty for me!) so we know to credit the free $50 to your account. (Welcome to the fam!)

Open a Checking Account Today


For members

If you’re a member, you already know how great it is to be part of the Linn Area family. But if you don’t have a checking account, you’re missing out on our fabulous checking perks, like ATM fee refunds and sweet dividends! To open a checking account, call us at (319) 892-7300 or stop in at any of our branches, and we’ll get you set up! (We’ll even personally get you started on ClickSWITCH to help you switch direct deposits and automatic payments to your new account!) Be sure to mention promo code 50FORME (Fifty for me!) so we know to credit the free $50 to your account.


FREE Checking

To open a free checking account, you’ll need to deposit $50, but after that, there’s no minimum balance requirement, no per check charge and no monthly maintenance fee. You get a free debit card, free online banking (eBranch), free mobile banking**, free online Bill Payer, and MyMoola, our free online money manager! Plus an average daily balance of $2,500 or more earns dividends. (Oh, yeaaaaahhhh!)

FREE High Yield Checking

Enjoy all the benefits of our free checking account, PLUS you’ll earn 2.00% APY*** on your balance up to $15,000 and have your out-of-network ATM fees refunded each month. (Earn that much and use any ATM you want for free? Woohoo!)

There’s no monthly service charge, no minimum balance requirements, unlimited free debit card use at retailers and unlimited free check writing. (And it only takes $50 to open the account, just like our free checking.)

To earn these rewards, simply activate eBranch and utilize the three free services listed below each month:

  1. Make at least 12 signature-based debit card purchases (select “credit” instead of “debit”)
  2. Receive eStatements
  3. Directly deposit your paycheck or retirement income

You’ll receive an email each month letting you know if you’ve met the requirements needed to earn your rewards. (And if you fall short one month, no biggie! You won’t earn any rewards that month… but we don’t kick you out or anything.)


*Offer valid through 12/31/18. Available to prospective members who are 18 years or older. Receive $50 after you open a new checking account with direct deposit OR online banking with eStatements. Mention promo code 50FORME at time of account opening or use the promo code 50FORME when applying online. New member must meet account and membership eligibility requirements. $55.00 is the minimum balance needed from new member to open an account. The $50 incentive will be provided as a checking account credit within 60 days of account opening after verifying the new checking account promotion requirements are fulfilled. Dependent upon which checking account the new member selects, the APY (Annual Percentage Yield) varies from 0.10% APY (with minimum average daily balance of $2,500) to 2.00% APY (with minimum average daily balance of $0 – $14,999). APY is accurate as of the last dividend declaration date. Linn Area Credit Union reserves the right to modify or end this promotion at any time. Cannot be combined with any other offer, special, or promotion. Funds are Federally Insured by NCUA.

**Data and other wireless carrier charges may apply.

***APY = Annual Percentage Yield (Balances over $15,000 receive our current free checking rate.) Rates, terms and conditions are subject to change without notice. Personal accounts only.