Skip-a-Pay

Offer ends 1/15/22
Festive man with holiday packages skipping. Text: Skip-a-Pay

Do your holiday happy dance!

You can skip a payment due on your loan(s) or credit card(s) between now and January 31, 2022!* Use the extra jingle to pay for gifts, extra eggnog, or a tasty holiday spread. (It’s totally up to you!)


Loan Skip-a-Pay

The cost to skip a payment is only $25 for each loan, and you can do it all electronically! Just log into online or mobile banking, go to “Services” and click on “Skip-a-Pay” in the drop-down menu. Follow the prompts, and your next payment(s) will be skipped within 48 hours!

If you’re not already enrolled in online banking, let’s get that done! (Enrolling is super easy, but if you need a little help, check out our slick how-to videos!) If you prefer paper, you may fill out the Skip-a-Pay form and bring it to any branch or mail it to Linn Area Credit Union, 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402.

Your Skip-a-Pay request must be submitted no later than January 15, 2022. If you’re skipping an automatic payment, please make sure we receive your Skip-a-Pay request at least five (5) days prior to the due date to allow processing time.

LOANS NOT ELIGIBLE: First mortgages, home equity lines of credit, certain second mortgages, commercial loans, and loans that are more than 30 days past due are not eligible for this offer.


Credit Card Skip-a-Pay

You may skip your next credit card payment, and it’s absolutely free! Just log into online or mobile banking, go to “Services” and click on “Skip-a-Pay” in the drop-down menu. Follow the prompts, and your next payment(s) will be skipped within 48 hours! (You’ll still need to choose a Linn Area account, but no fee will apply.)

If you’d rather, you may fill out the Skip-a-Pay form and bring it to any branch or mail it to Linn Area Credit Union, 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402.

Same rules: Your Skip-a-Pay request must be submitted no later than January 15, 2022, and if you’re skipping an automatic payment, please make sure we receive your Skip-a-Pay request at least five (5) days prior to the due date.


Not a member, but still have a car loan payment you’d like to skip?

You can skip a payment even if you don’t have an account with us! We recommend that you enroll in our online banking system, if you aren’t already. (It’s super slick, and, going forward, you’ll be able to make your car payment online!) Enrolling in online banking is very easy, and we have videos that show you how. Once you’re set up and logged in, go to the “Services” tab and click on “Skip-a-Pay” in the drop-down menu. Follow the prompts, and, if you select ACH Direct, your next payment(s) will be skipped within 48 hours!

If you’d rather, you may fill out the Skip-a-Pay form and bring it to any branch or mail it to Linn Area Credit Union, 3015 Blairs Ferry Rd NE, Cedar Rapids, IA, 52402.

Your Skip-a-Pay request must be submitted no later than January 15, 2022, and if you’re skipping an automatic payment, please make sure we receive your Skip-a-Pay request at least five (5) days prior to the due date.


*Borrower must be at least 18 years old. If loan has a co-borrower, consent from the co-borrower is required to skip the loan payment(s). First mortgages, home equity lines of credit, certain second mortgages, commercial loans, and loans that are more than 30 days past due are not eligible for this offer. Loan must have a remaining balance greater than $25 with the next payment due in November 2021, December 2021, or January 2022. Linn Area Credit Union is not responsible for updating automatic payments made via third party, i.e. Pegasus Pay, Online Bill Payer, etc. All Skip-a-Pay promotion requests are subject to approval. GAP and other ancillary products may not cover skipped payments; refer to your product contract(s) for details. A skipped credit card payment applies for the next payment due only; normal payments will resume the following billing month.