Articles

We love to be informative! Take a gander at some of the best-of-the-best articles, all collected in one place for your financial educational pleasure! (It’s a thing! Trust us!)

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Using Credit

Give yourself some credit and learn to use credit safely Credit: noun \ˈkre-dit\ A contractual agreement in which a borrower receives something of value now and agrees to repay the lender at a later date.…
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Improve Your Credit

If you have less than perfect credit, it might feel like there’s nothing you can do about it. We understand that if feels like a slow and overwhelming task to improve your credit. It ispossible…
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Get Your Free Credit Report

Check Out Your Credit Report Everyone is entitled to one free copy of their credit report each year (and requesting it will not affect your credit score). Go to annualcreditreport.com for a free copy of…
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How to Save Money

Saving money – easier said than done. There are lots of tips and tricks to saving money; a simple search online will help you find a ton. The most important and difficult part, though, is…

Manage Debt

Sounds like fun, right? The truth is, no matter how young or old we are, we can always use a new tip or two on how to manage our debt. (And if you're reading this,…
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Choosing Insurance

You don't miss it unless you don't have it. OK, we made up that saying. But like all good Yogisms, there's truth to it! (Yogism is a word. Go ahead and Google it. We'll wait.)…
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Avoiding Identity Theft & Fraud

Protect your identity Identity theft can occur when someone gets their grubby little hands on your personal information, such as your social security number, date of birth, address and/or financial account numbers. An identity thief…
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Life Stages

We want to be there for you every step of the way. Making smart financial decisions during important milestones in your life can be challenging. Linn Area Credit Union offers you these helpful guides to…
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Financial Basics

No one knows everything. (A lot of people like to think they do. But those are the kind of people who were beat up at the bike rack after school.) We could all use some…
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Explor-a-Mortgage, Part 2

As you may or may not know, I’ve been exploring refinancing my home on and off for a couple of months. My latest meeting was with Larry, and we worked the numbers (OK, Larry worked…